RULES & HOW TO PLAY

TYPE OF GAME

The game of Dai Bacc utilizes a player-dealer position and is a California game. The player-dealer shall collect all losing wagers, pay all winning wagers, and may not win or lose more than the original amount wagered. Once the player-dealer’s wager has been exhausted, the wagers not covered by the player-dealer shall be returned to the respective players. A player shall only remain in the player-dealer position for two consecutive rounds of play before it is offered in a clockwise fashion around the gaming table. The gambling enterprise does not participate in the actual play of the game and has no interest in the outcome of the play.

OBJECT OF THE GAME

The object of the game is for the players to place a bet on either the Player line or Banker line that will have an accumulated point value as close to nine as possible. Also, there are three optional bonus bets players may wager on: Kill the Ox/Tiger, Ox 6, and Tiger 7 Bonus Bets.

DESCRIPTION OF THE DECK & NUMBER OF DECKS USED

The game is played using a standard 52 card deck without the jokers. Cards may be dealt using a multiple deck “shoe” or an automated shuffling machine. A minimum of four decks and a maximum of eight decks will be used during the play of the game.

CARD VALUES & HAND RANKINGS

The value of each card used in Dai Bacc will be as follows: aces have a value of one, picture cards (king, queen, jack) and tens have a value of zero, while two through nine have their face value. When the total numerical value of the cards equals ten or more, only the right-hand digit (numeric count) is considered.

EXAMPLE: Two cards on the Banker line, queen and a five, add up to a total of 15, drop the 1 and the hand value is 5.

The ranking of hands for Dai Bacc, in order from highest to lowest rank, shall be:

Dai Bacc Hand Rankings
HAND DEALT HAND REQIREMENTS
Natural 9 A two card hand with a value of nine. A Natural 9 shall only be achieved when the first two cards dealt to a hand is valued at nine.
Natural 8 A two card hand with a value of eight. A Natural 8 shall only be achieved when the first two cards dealt to a hand is valued at eight.
Nine or Eight A three card hand with a value of nine or eight.
Seven through Zero A two or three card hand with a value of seven, six, five, four, three, two, one or zero.

DESCRIPTION OF TABLE USED & TOTAL NUMBER OF SEATED POSITIONS

The game shall be played on a standard Baccarat table that accommodates up to eight players and a player-dealer position for a total of nine seated positions. Within each betting area for each seated player, there shall be five separate betting spaces specifically designated for five separate wagers; the Player line, the Banker line, the Kill the Ox/Tiger Bonus Bet, the Tiger 7 Bonus Bet and the Ox 6 Bonus Bet. Each betting space at the table has a fixed amount for wagering limits defining the minimum and maximum amounts that may be wagered. Players must bet at least the table minimum. Backline betting is permitted on all wagers.

DEALING PROCEDURES & ROUND OF PLAY

  • Third Party Providers of Proposition Player Services, as defined in Section 19984 of the California Business and Professions Code, are permitted to play.
  • Backline betting is permitted on all wagers.
  • At the start of a game a player is offered the player-dealer position. Once a player-dealer position has been established for that game, the house dealer shall wait for each player to make their wager in accordance with the table limits.
  • The house dealer will shuffle/mix the cards either by hand or a shuffling machine. Players are offered to cut the deck after the shuffle but before the cards are placed in the shoe. The first card dealt out of the shoe will be placed face-up. The value of the card will equal the amount of cards to be burned face-down; face cards are equal to ten, and aces are equal to one.
  • Each player has the following options when placing their wager(s):
    • The Player line: pays 1 to 1;
    • The Banker line: pays 1 to 1 on all wins except a three-card hand totaling seven, this will be a push;
    • Regardless of whether a player placed a wager on the Player line or the Banker line, that player may place a wager on the Kill the Ox/Tiger Bonus Bet, which pays 30 to 1.
    • Regardless of whether a player placed a wager on the Player line or the Banker line, that player may place a wager on the Tiger 7 Bonus Bet, which pays 40 to 1.
    • Regardless of whether a player placed a wager on the Player line or the Banker line, that player may place a wager on the Ox 6 Bonus Bet, which pays 40 to 1.
  • Once all wagers are placed, the house dealer deals one card to the right and one card to the left, one by one in rotation, until the Banker line hand and Player line hand has a total of two cards each. All cards are dealt face-down.
    • The hand to the left of the house dealer is a community hand and belongs to those who placed a bet on the Banker line.
    • The hand to the right of the house dealer is a community hand and belongs to those who placed a bet on the Player line.
  • The Player line hand will then be turned face-up and then the Banker line hand face-up.
  • The Player line hand is resolved first and then the Banker line hand is resolved.
  • After the Player line hand and Banker line hand have been turned face-up, the following Baccarat rules will apply.
    • The Player line hand must stand when the hand is valued at six through nine, and must hit when the hand is valued at five or less.
    • If the Player line hand stands, then the Banker line hand hits on a total of five or less.
    • If the Player line hand hits for a complete hand, then the Banker line hand hits using the following rules:
      • If the Banker line hand total is three, then the Banker line hand is dealt a third card unless the third card dealt to the Player line hand was an eight.
      • If the Banker line hand total is four, then the Banker line hand is dealt a third card unless the third card dealt to the Player line hand was a ten value card thus equal to zero, one, eight, or nine.
      • If the Banker line hand total is five, then the Banker line hand is dealt a third card if the third card dealt to the Player line hand was four, five, six, or seven.
      • If the Banker line hand total is six, then the Banker line hand is dealt a third card if the third card dealt to the Player line hand was a six or seven.
  • The following chart shows when the Banker line hand hits (H) or stands (S) according to the rules above:
    • Player's Third Card
      Banker's
      Score
      0 1 2 3 4 5 6 7 8 9
      7 S S S S S S S S S S
      6 S S S S S S H H S S
      5 S S S S H H H H S S
      4 S S H H H H H H S S
      3 H H H H H H H H S H
      2 H H H H H H H H H H
      1 H H H H H H H H H H
      0 H H H H H H H H H H
  • The hand closest to nine wins.
  • The action on payouts will always begin with the player to the left of the player-dealer position and continue clockwise. Wagers shall be settled from seat to seat including backline bettors in the following order: all Player line wagers, all Banker line wagers, all Kill the Ox/Tiger Bonus Bets, all Ox 6 Bonus Bets, and then all Tiger 7 Bonus Bets.
  • Once the player-dealer’s wager has been exhausted, the wagers not covered by the player-dealer shall be returned to the respective players.

HOW WINNERS ARE DETERMINED & PAID

Once both hands have been completed, according to the guidelines above, the player’s wagers are settled. The following shall apply for each possible outcome when determining the winner. The player-dealer shall pay and collect all wagers accordingly:
  • The player-dealer shall pay all winning Player line wagers made by players when the Player line hand is closer to nine than the banker line hand.
  • The player-dealer shall pay all winning Banker line wagers made by players when the banker line hand is closer to nine than the Player line hand. If the Banker line hand wins with a three card total of seven, the wager shall push.
  • The player-dealer shall collect all losing Player line wagers made by players when the Banker line hand is closer to nine than the Player line hand.
  • The player-dealer shall collect all losing Banker line wagers made by players when the Player line hand is closer to nine than the Banker line hand.
  • If the first two cards dealt to the Player line hand equal a Natural 8 or Natural 9, the Banker line hand shall not be allowed to draw any additional cards and the hands shall be settled as-is.
  • If the first two cards dealt to the Banker line hand equal a Natural 8 or a Natural 9, the Player line hand shall not be allowed to draw any additional cards and the hands shall be settled as-is.

BONUS BETS

A player may place optional Kill the Ox/Tiger, Ox 6, and Tiger 7 Bonus Bet even if they have not placed either a Player line wager or a Banker line wager prior to the deal.

Kill the Ox/Tiger
The Kill the Ox/Tiger Bonus Bet is an optional bonus bet. The bonus bet will pay out when the player has placed the Kill the Ox/Tiger Bonus Bet, and the Player line hand contains a three card six but does not beat the Banker line hand. Furthermore, the bonus bet pays out when the Banker line hand contains a three card seven but does not beat the Player line hand.
  • For each seated position, there shall be one separate and specifically designated area for the placement of a separate wager, the Kill the Ox/Tiger Bonus Bet. A player may place a Kill the Ox/Tiger Bonus Bet even if they have not also placed either a Player line wager or a Banker line wager prior to the initial deal.
  • Backline betting is permitted on the Kill the Ox/Tiger Bonus Bet.
  • See the collection rate schedules for restrictions on the amount that may be wagered on the Kill the Ox/Tiger Bet and any collection fees that may be taken.
  • The player-dealer shall pay all winning Kill the Ox/Tiger Bonus Bets when the Player line hand contains a three card six but does not beat the Banker line hand.
  • The player-dealer shall pay all winning Kill the Ox/Tiger Bonus Bets when the Banker line hand contains a three card seven but does not beat the Player line hand.
  • The player-dealer shall collect all losing Kill the Ox/Tiger Bonus Bets.
  • All winning Kill the Ox/Tiger Bonus Bets shall be paid 30 to 1.
Ox 6 Bonus Bet
The Ox 6 Bonus Bet is an optional bonus bet and takes into account the total value of the Player line hand and the Banker line hand after each hand has been completed according to the rules above. The bonus bet pays out when the player places the Ox 6 Bonus Bet, and the Player line hand beats the Banker line hand and the Player line hand totals six with three cards.
  • For each seated position, there shall be one separate and specifically designated area for the placement of an Ox 6 Bonus Bet. A player may place an Ox 6 Bonus Bet regardless of whether or not they have placed a Player line or Banker line wager.
  • Backline betting is permitted on the Ox 6 Bonus Bet.
  • See the collection rate schedules for restrictions on the amount that may be wagered on the Ox 6 Bonus Bet and any collection fees that may be taken.
  • The player-dealer shall pay all winning Ox 6 Bonus Bets when the Player line hand beats the Banker line hand and the Player line hand totals six with three cards.
  • The player-dealer shall collect all losing Ox 6 Bonus Bets when the Player line hand does not beat the Banker line hand with a three-card hand totaling six.
  • All winning Ox 6 Bonus Bets shall be paid 40 to 1.
Tiger 7 Bonus Bet
The Tiger 7 Bonus Bet is an optional bonus bet and takes into account the total value of the Player line hand and the Banker line hand after each hand has been completed according to the rules above. The bonus bet pays out when the player places the Tiger 7 Bonus Bet, and the Banker line hand beats the Player line hand and the Banker line hand totals seven with three cards.
  • For each seated position, there shall be one separate and specifically designated area for the placement of a Tiger 7 Bonus Bet. A player may place a Tiger 7 Bonus Bet regardless of whether or not they have placed a Player line or Banker line wager.
  • Backline betting is permitted on the Ox 6 Bonus Bet.
  • Backline betting is permitted on the Tiger 7 Bonus Bet.
  • See the collection rate schedules for restrictions on the amount that may be wagered on the Tiger 7 Bonus Bet and any collection fees that may be taken.
  • The player-dealer shall pay all winning Tiger 7 Bonus Bets when the Banker line hand beats the Player line hand and the Banker line hand totals seven with three cards.
  • The player-dealer shall collect all losing Tiger 7 Bonus Bets when the Banker line hand does not beat the Player line hand with a three card hand totaling seven.
  • All winning Tiger 7 Bonus Bets shall be paid 40 to 1.

TABLE LAYOUT

COLLECTION RATES FOR CALIFORNIA GAMES

  • California games utilize a player-dealer position. The position shall be offered systematically and continuously in a clockwise manner around the table after every two hands.
  • All controlled game wagers, including bonus bets, are collected or paid, to the extent that the player-dealer’s wager covers.
  • Once the player-dealer’s wager has been exhausted, the wagers not covered by the player-dealer shall be returned to the respective players.
  • The gambling establishment does not participate in the actual play of the game and has no interest in the outcome of the play.
  • Only one collection schedule option, which utilizes one table limit and the specified collection fees for that table limit, as listed above, shall be used at a gaming table at any one time.
  • Collection rates and fees shall be determined prior to the start of play of any hand or round. Rates shall not be calculated as a fraction or percentage of wagers made or winnings earned.
  • Flat fees on wagers may be assessed at different collection rates; however, no more than five collection rates may be established per table.
  • The Tavern at Stones Gambling shall provide ample notice to patrons regarding the collection rates and fees, as well as the procedure for collecting them.
  • Collection fees shall be conspicuously posted on or within view of every gaming table.
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