At the start of a game a player is offered the player-dealer position. Once accomplished, the house dealer shall wait for each player to make their wager in accordance with the table limits.
Each player has the following options when placing their wager(s):
- The player line which pays 1 to 1;
- The banker line which pays 1 to 1;
- The Tie Bet, which pays 8 to 1;
- If a player placed a wager on either the player line or the banker line, that player may place a wager on the Dragon 7 Bonus Bet, which pays 40 to 1.
- If a player placed a wager on either the player line or the banker line, that player may place a wager on the Panda 8, which pays 25 to 1.
Once all wagers are placed, the house dealer deals one card to the right and one card to the left, one by one in rotation, until each hand has a total of two cards each. All cards are dealt face-up. The hand to the left of the house dealer is a community hand that belongs to those that placed a bet on the banker line. The hand to the right of the house dealer is a community hand that belongs to those that placed a bet on the player line. The player’s hand is resolved first and then the banker’s hand is resolved. The hand that is closest to nine wins. After the house dealer delivers the first two cards to both the Player line and Banker line, the following Baccarat rules are followed.
- The player’s hand must stand when the hand is valued at 6 through 9, and must hit when the hand is valued at 5 or less.
- If the player’s hand stands, then the dealer hand hits on a total of 5 or less.
- If the player’s hand hits for a complete hand then the banker’s hand hits using the following rules:
- If the banker’s hand total is 3, then the banker’s hand is dealt a third card unless the third card dealt to the player’s hand was an 8.
- If the banker’s hand total is 4, then the banker’s hand is dealt a third card unless the third card dealt to the player’s hand was a 0, 1, 8, or 9.
- If the banker’s hand total is 5, then the banker’s hand is dealt a third card if the third card dealt to the player’s hand was 4, 5, 6, or 7.
- If the banker’s hand total is 6, then the banker’s hand is dealt a third card if the third card dealt to the player’s hand was a 6 or 7.
The following chart shows when the banker hits (H) or stands (S) according to the rules above:
Player's Third Card
|
0 |
1 |
2 |
3 |
4 |
5 |
6 |
7 |
8 |
9 |
7 |
S |
S |
S |
S |
S |
S |
S |
S |
S |
S |
6 |
S |
S |
S |
S |
S |
S |
H |
H |
S |
S |
5 |
S |
S |
S |
S |
H |
H |
H |
H |
S |
S |
4 |
S |
S |
H |
H |
H |
H |
H |
H |
S |
S |
3 |
H |
H |
H |
H |
H |
H |
H |
H |
S |
H |
2 |
H |
H |
H |
H |
H |
H |
H |
H |
H |
H |
1 |
H |
H |
H |
H |
H |
H |
H |
H |
H |
H |
0 |
H |
H |
H |
H |
H |
H |
H |
H |
H |
H |
The house dealer must use the “house way” when a player requests the house dealer to play an additional wager. House way hands shall be set as follows: player hand hits on five or below and stands on six or more.